News Flash! PL Promise from Pacific Life is Expanding

Tap into the broad market with PL Promise GUL¹

Help bridge the life insurance gap with PL Promise GUL.

PL Promise GUL offers guaranteed death benefit protection at an affordable price for the broad market, plus:

1. No-Lapse Guarantee UL², guarantees from age 90 to lifetime (age 121)
2. Minimum face amount of $25,000
3. Return of premium feature³
4. Predictable, fluidless underwriting for ages 50-69 with PL Smooth Sailing⁴

including email templates

¹PL PROMISE GUL No-Lapse Guarantee Universal Life Insurance. Policy Form #P18PRUL and S18PRUL or ICC18 P18PRUL and ICC18 S18PRUL, based on state of policy issue.

²The Lifetime No-Lapse Guarantee Rider (form #R17LYFNL or ICC17 R17LYFNL, based on state of policy issue) is included in the policy. Depending on how your client structures their policy, has a maximum duration of the insured’s lifetime, subject to certain limits. If your client’s net no-lapse guarantee value is zero, the no-lapse feature terminates. If the no-lapse feature terminates, additional premiums would be required to resume the no-lapse guarantee. If policy performance is such that your client’s policy is being maintained solely by the no-lapse guarantee, your client’s policy will not build cash value.

³The Enhanced Surrender Value Rider (form #R17LYESV or ICC17 R17LYESV, based on state of policy issue) is included at no additional charge in policies with death benefits of $50,000 or more with an elected no-lapse guarantee to at least age 100. For ages 70 and above, no-lapse guarantee duration must be at least 30 years. Minimum premium requirements apply.

⁴PL Smooth Sailing qualification requirements include client’s age nearest birthday 50-69, amount of coverage applied for and in force with Pacific Life must be less than or equal to $1 Million, and comprehensive physical and blood work from the applicant’s personal physician in the last 18 months.

For Financial Professional Use Only. Not For Use With The Public.

This email may be considered advertising under applicable law.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the brokerdealer, insurance agency, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims paying ability of the life insurance company.

This material may not be used in New York.