LGA offers super-competitive pricing, great service, and the longest term coverage available in the market, with options for 10, 15, 20, 25, 30, 35 and 40 years!
Competitive Term Pricing Rankings.
OPTerm Pricing for Banner ranks #1 – 73% of the time
William Penn Pricing ranks #1 – 73% of the time*
December 11, 2018: New rates for OPTerm 10, 15, 20, 25 and 30 include a mix of decreases and increases. The rates for recent portfolio additions of 35 and 40 year durations have not changed. Rate decreases in more than 30% of pricing cells improved our ranking against core competitors.
Less than 2% of rates increased and concentrated in 10 and 15 year durations, at younger ages in Band 2.
*Rankings based on OPTerm monthly pricing at quinquennial ages, all classes at durations of 10, 15, 20, 25 and 30 years.
Marketing Materials
Marketing materials that are consumer-approved and include premiums, like flyers and postcards, have been updated on lgamerica.com/term.