New products focused on accumulation and protection
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Now available! Two competitive Indexed Universal Life (IUL) solutions your clients can depend on – whether their goal is accumulation or protection. At Securian Financial, we’re known for our quality IUL products that demonstrate a strong commitment to policyholders. And our latest products, Eclipse Accumulator IUL and Eclipse Protector II IUL, continue this tradition. Below are some key benefits. |
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Eclipse Accumulator IUL (accumulation focused) |
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§ Straightforward, traditional IUL product design – Offers some of the lowest policy charges in the industry § Resiliency – Low charges allow for strong crediting in a variety of market conditions § Diverse indexed accounts – Uncapped1 accumulation potential and set-it and forget-it indexed account option |
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Eclipse Protector II IUL (protection focused) |
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1. Uncapped indexed account participation rates are subject to change and may be less than 100 percent. This could have the impact of the indexed account credit being less than the change in the reference index.
Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.
Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.
Administrative and insurance charges (which may increase over time) are deducted every month regardless of whether premium outlays are made. Depending upon actual policy experience, the Owner may need to increase premium payments. Any policy loans and partial surrenders will affect policy values and may require additional premiums to avoid policy termination.
These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person’s individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its affiliates, have a financial interest in the sale of their products.
Insurance products are issued by Minnesota Life Insurance Company in all states except New York. In New York, products are issued by Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.
Securian Financial is the marketing name for Securian Financial Group, Inc., and its affiliates. Minnesota Life Insurance Company and Securian Life Insurance Company are affiliates of Securian Financial Group, Inc.
For financial professional use only. Not for use with the public. This material may not be reproduced in any form where it would be accessible to the general public.